Finance Transformation – The Time is Right!

Finance Transformation – The Time is Right!

Written by Sukumar Narayanan, President, DecisivEdge™ Finance is the epicenter of a business whether the business is a manufacturer, distributor or a financial institution.  It is the function that enables a business to “keep score”, identify inefficiencies, and determine where investments are warranted. Modern CFOs are tasked with four key responsibilities – Providing leadership in determining… Read more »

The Risks and Benefits of Long-term Auto Loans

The Risks and Benefits of Long-term Auto Loans

Written by Andrew MacDowell, Director, DecisivEdge™ Offering longer-term auto loans may be an attractive option for lenders, but the practice carries inherent risks that may not be immediately apparent. The proper application of data science to plan, model and analyze results is critical to managing these risks and maintaining reliable revenues from loans with extended… Read more »

7 Challenges to In-House IVR Testing

7 Challenges to In-House IVR Testing

Written by Jim Chickadel, QA Practice Director, DecisivEdge™ For most organizations, the Interactive Voice Response (IVR) system a critical piece of technology that is increasingly becoming more complex and sophisticated.  Companies are expected to have a highly functional IVR system that gives their customers the kind of experience they are looking for when they pick… Read more »

Grappling with how to Centralize Your Data?

Grappling with how to Centralize Your Data?

Written by Keith Oelkers and Mike Frayler, Practice Directors for Data Science and Analytics, DecisivEdge™ Many businesses keep their data in silos and employ analytics at a process or departmental level. Centralizing these data silos to create a data mart, warehouse, or lake gives organizations more visibility over operations and results in more accurate analytics… Read more »

Why Financial Institutions Should Leverage RPA

Why Financial Institutions Should Leverage RPA

Written by Sukumar Narayanan, President, DecisivEdge™ Unlike manufacturing and other highly streamlined industries, financial institutions tend to have a significant number of processes requiring manual intervention and data manipulation. These are both highly inefficient and perhaps more importantly subject to errors. Robotic process automation (RPA) is a newer strategy that facilitates the automation of high-volume, repeatable,… Read more »

What Tech-Savvy Borrowers want from Equipment Lenders

What Tech-Savvy Borrowers want from Equipment Lenders

Written By Andrew MacDowell, Director, DecisivEdge™ Tech-savvy borrowers have clear expectations when it comes to engaging a lending company to help them finance their new or expanding business.  Lenders who don’t meet some or all of their basic expectations may risk losing the deal to a competitor. Our team often works with lenders that know their… Read more »

Unlock the Secret of Alternative Data in Auto Finance

Unlock the Secret of Alternative Data in Auto Finance

Written by Andrew MacDowell, Director, DecisivEdge™ What is alternative data? We are living in a big data era. Everything is different than what it used to be. A trend I have been witnessing in the past few years is that alternative data has become increasingly popular in the auto finance industry. For instance, when assessing… Read more »

The Value of an End-To-End Auto Lending Platform

The Value of an End-To-End Auto Lending Platform

Written by Andrew MacDowell, Director, DecisivEdge™ In my role, I often meet auto financing professionals who are looking to upgrade their existing auto lending platform. A common thread among these lenders is trying to manage three, four, or even more disparate software systems, analytic tools, and spreadsheets to effectively manage their growing business. Many desire… Read more »

How to Build a ‘best in class’  Software Test Automation Solution

How to Build a ‘best in class’ Software Test Automation Solution

Written by Jim Chickadel, QA Practice Director, DecisivEdge™ Building a superior test automation solution is no easy task.  It takes a lot of planning, strategizing, analyzing options, and making decisions on the front end to ensure success once it is executed by your team.  As some people might like to think, it is not a… Read more »