Machine Learning Pitfalls – 5 Common Myths and How to Avoid Them

Machine Learning Pitfalls – 5 Common Myths and How to Avoid Them

Written by Alan Estes, Director, DecisivEdge™ Machine learning (ML) is taking the IT world by storm. One of the hottest phrases in the 21st century, the term was actually coined in 1959 by Arthur Samuel, who defined ML as a “field of study that gives computers the ability to learn without being explicitly programmed.” While… Read more »

Top 5 Trends That Are Transforming Lending

Top 5 Trends That Are Transforming Lending

Written by Sukumar Narayanan, President, DecisivEdge™ Retail lending and leasing has grown dramatically in the decade following the financial crisis, mostly powered by non-bank financial institutions. These institutions leveraged technology to improve speed and access to steal market share from the more traditional sources of credit. However, increasing competition in the space and the demands imposed… Read more »

How Lenders Can Best Navigate the Challenges Posed by Covid-19

How Lenders Can Best Navigate the Challenges Posed by Covid-19

Written by Andrew MacDowell, Managing Director, DecisivEdge™ I was listening to an interview with a person in the real estate industry this week. He talked about figuring out how to deal with the likelihood and difficulty of making eviction decisions resulting from people that can’t make their rent payments amidst this global crisis. This got… Read more »

The 2020 Presidential Election – How Can Lenders Prepare?

The 2020 Presidential Election – How Can Lenders Prepare?

Written by Sukumar Narayanan, President, DecisivEdge™ We are on the cusp of another quadrennial high-stakes drama that we call the US Presidential election. The stakes seem even higher than normal this year, given where the candidates fall on the political spectrum. The Democratic slate includes candidates that are just left of center to extreme left, while… Read more »

The Evolution of High Capacity Frameworks and Platforms for Machine Learning

The Evolution of High Capacity Frameworks and Platforms for Machine Learning

Written by Alan Estes, Director, DecisivEdge™ Big data frameworks and the accessibility of cloud computing has democratized data science. Data processing frameworks have evolved such that exceedingly large data sources can be consumed, processed, and modeled. Coupled with cloud-based solutions, the processing times now afford the data scientist to focus on core data science problem… Read more »

Analytics at the Speed of Open Source

Analytics at the Speed of Open Source

Written by Alan Estes and Zane Murphy Chances are, if you’ve worked with data in your career, then you have used commercially licensed data analytics software such as SAS, SPSS, or MatLab. The large analytic software developers dominated most industries as the leading analytics software for the last 40 years and for good reason. Commercial… Read more »

The Importance of Reproducibility in Machine Learning applications

The Importance of Reproducibility in Machine Learning applications

Written by Alan Estes, Director, DecisivEdge™ When science’s reproducibility crisis hit, its impact went far beyond creating distrust. A large number of published experiments couldn’t be carried out by other researchers to obtain the same results. For scientists, this was a failure of wasted time and money. A company experiencing a reproducibility crisis involving machine… Read more »

5 Key Considerations Before Adopting SaaS

5 Key Considerations Before Adopting SaaS

Written by Sukumar Narayanan, President, DecisivEdge™ Software as a Service (SaaS) is becoming mainstream with a significant increase in both offerings and enterprise adoption.  There are several advantages to SaaS – scalability, accessibility, little to no Capex requirement, among others.  However, SaaS is a catchall for a variety of software delivery models.  There are three distinct… Read more »

Your Machine Learning Model is Perfect, Right?

Your Machine Learning Model is Perfect, Right?

Written by Alan Estes, Director, DecisivEdge™ Machine learning (ML) and artificial intelligence (AI) are consistently touted as delivering high value returns, offering businesses everything from improved customer experiences to boosts in revenue on orders of magnitude. Respected media outlets like Forbes hypothesize an outsized impact on business, while some of the wealthiest companies in the… Read more »

Selecting Optimal Commercial Loan Origination Software

Selecting Optimal Commercial Loan Origination Software

Written by Andrew MacDowell, Director, DecisivEdge™ Digital transformation, digital revolution, digitization – whatever name you give today’s explosion of technology – the trend has changed commercial lending, like other industries, both in and out of the finance space. While commercial loan origination software has long been a part of the finance landscape, many aspects of… Read more »