What Tech-Savvy Borrowers want from Equipment Lenders

What Tech-Savvy Borrowers want from Equipment Lenders

Written By Andrew MacDowell, Director, DecisivEdge™ Tech-savvy borrowers have clear expectations when it comes to engaging a lending company to help them finance their new or expanding business.  Lenders who don’t meet some or all of their basic expectations may risk losing the deal to a competitor. Our team often works with lenders that know their… Read more »

Unlock the Secret of Alternative Data in Auto Finance

Unlock the Secret of Alternative Data in Auto Finance

Written by Andrew MacDowell, Director, DecisivEdge™ What is alternative data? We are living in a big data era. Everything is different than what it used to be. A trend I have been witnessing in the past few years is that alternative data has become increasingly popular in the auto finance industry. For instance, when assessing… Read more »

The Value of an End-To-End Auto Lending Platform

The Value of an End-To-End Auto Lending Platform

Written by Andrew MacDowell, Director, DecisivEdge™ In my role, I often meet auto financing professionals who are looking to upgrade their existing auto lending platform. A common thread among these lenders is trying to manage three, four, or even more disparate software systems, analytic tools, and spreadsheets to effectively manage their growing business. Many desire… Read more »

How to Build a ‘best in class’  Software Test Automation Solution

How to Build a ‘best in class’ Software Test Automation Solution

Written by Jim Chickadel, QA Practice Director, DecisivEdge™ Building a superior test automation solution is no easy task.  It takes a lot of planning, strategizing, analyzing options, and making decisions on the front end to ensure success once it is executed by your team.  As some people might like to think, it is not a… Read more »

Subprime Powersports Delinquencies Are On The Rise

Subprime Powersports Delinquencies Are On The Rise

Written by Andrew MacDowell, Director, DecisivEdge™ Professionals in Powersports financing are acutely aware that this line of business is historically a bit more challenging than traditional vehicle loans.  It’s certainly easier to repossess a car or truck than having to vigorously chase down an elusive motorcycle, ATV, snowmobile, or watercraft.  It’s also clear that subprime… Read more »

How Reliable Is Your Auto Loan Origination System (LOS)?

How Reliable Is Your Auto Loan Origination System (LOS)?

Written by Greg Miller, Director, DecisivEdge™ Speaking recently with a colleague of mine in the auto industry, I was surprised and concerned to hear how prevalent “platform down time” was among some of the predominant auto LOS providers.  My colleague was somewhat amused by my reaction and retorted, “it’s software…all platforms go down from time… Read more »

Six Reasons to Consider Lending and Leasing as a Service for HVAC Lenders

Six Reasons to Consider Lending and Leasing as a Service for HVAC Lenders

Written By Andrew MacDowell, Director, DecisivEdge™ HVAC Lending is a complex business.  The challenges of increasing competition, equipment obsolescence, and repossession are offset by a strong demand as homes expand in total square footage and temperature volatility drives the need to constantly improve HVAC technology. These dynamics call for the need to ensure your lending… Read more »

How To Select The Right Technology Partner

How To Select The Right Technology Partner

Written by Sukumar Narayanan, President, DecisivEdge™ Whether you are looking to re-evaluate your technology strategy to better align it with the direction of your business or to implement a point solution that addresses a particular business issue; who you engage to guide you through the initiative is critical to its overall success. Remember, it’s not… Read more »

Software Test Automation: Has It Lived Up to Your Expectations?

Software Test Automation: Has It Lived Up to Your Expectations?

Written by Jim Chickadel, QA Practice Director, DecisivEdge™ The origin of Software Test Automation harkens back more than 30 years ago to what was claimed as the first commercially available automation testing tool – AutoTester, which was introduced in 1985. One would think that a technology based solution in existence for such a long period of time would have… Read more »