Insights: The Case for Enterprise Governance of IT Programs in Financial Services

Insights: The Case for Enterprise Governance of IT Programs in Financial Services

Written by Sukumar Narayanan What is Enterprise Governance? Technology investments do not create value for an organization in isolation.  It is only when technology assets are properly leveraged and integrated into business processes then real value is created. The Enterprise Governance of IT involves the creation and articulation of processes and structure that enable both… Read more »

Insights: Integration is Essential for Financial Institutions to Prosper

Insights: Integration is Essential for Financial Institutions to Prosper

Written by Mark J. Cvrkel In my 30 plus years of experience in the financial services industry and working for large organizations in excess of $100 billion, regional banks, and community banks it seems all organizations to some extent had a silo approach in organizing information adding confusion to the decision making process. The problems… Read more »

Insights: Why Banks need to Harness the Power of Their Data Assets

Insights: Why Banks need to Harness the Power of Their Data Assets

Written by Navroze Eduljee The Future is Data Driven Financial Services companies, leveraging advances in banking technology, from core platforms to online banking to mobile banking to back office automation, coupled with the drastic improvements in data storage and information processing technologies are creating an unprecedented amount of transactional data. This collection of data includes… Read more »

Insights: Achieving Sustainable and Profitable Credit Card Loan Growth

Insights: Achieving Sustainable and Profitable Credit Card Loan Growth

Written by Navroze Eduljee, CEO, DecisivEdge™ Changing Landscape Consumer behavior involving the use of credit cards is changing. That change is being driven by shifting economic conditions and innovations in product offerings as issuers try to gain a bigger share of a smaller and more regulated market. In 2012, the average consumer carried 1.96 credit cards,… Read more »