Lending & Leasing as a Service (LLaaS)

LLaaS is a cloud-based origination, servicing, and collections lending software platform designed specifically for small & medium sized lenders. Feature rich, flexible, and easy to implement, LLaaS is a great fit for direct and indirect lenders who offer their customers loans, leases and/or lines of credit.

Solutions Engineered From Deep Lending Expertise

With decades of leadership experience at some of the world’s largest multinational banks, our team is well equipped to help address a wide range of business and technology challenges related to the creation, implementation and operation of loan management software across the full spectrum of consumer lending – from credit card and personal loan origination and servicing to collections to asset management and securitization.

LLaaS Origination

FAST | EFFICIENT | ACCURATE

See why LLaaS Origination is becoming the industry standard for finance companies across a broad spectrum of industries.

Accept, process and decision credit applications in a paperless mode.
Quick credit scoring and automated decision making.
Configurable credit guidelines to ensure regulatory compliance.
Flexible workflow management for each stage in the lender’s underwriting processes.
Robust pricing strategies to drive market share and profitability.

LLaaS Servicing

CUSTOMER | COMPLIANCE | INCLUSIVE

When it comes to running a lending company, LLaaS Servicing helps you deliver the best possible customer experience.

Allows the lender to manage all customer information in a centralized location.
Simplifies the customer service and management processes with a single source of truth.
Manages unified customer record with a common customer relationship view across products.
Supports a comprehensive transaction engine to process automated transactions.

LLaaS Collections

ANTICIPATE | ORGANIZE | EXECUTE

LLaaS Collections offers a full-featured Lending/Leasing suite of capabilities that is the perfect fit for any financial institution interested in reducing delinquency, increasing collections on charged-off loans and streamlining processes, such as default management, bankruptcy, foreclosure, repossession and fraud tracking.

Provides comprehensive functionality to support specialized collection-related activities.
Tracks all occurrences and related histories associated with specialty collection activities.
Allows 360° customer view with details to credit and repayment history with the lender.
Allows detailed history of customer contacts, promises-to-pay and follow-ups.

LEND - TO - END or MODULAR

Industries Served

Auto Industry

End-to-end solution for the complete auto lending lifecycle including origination, servicing, collections and asset management.
Addresses the needs of all constituents of the auto lending lifecycle, including the customer, the dealer, the organization staff and the management.
Enables the business with predefined processes and a world-class framework to support all risk and compliance needs.

Commercial/Equipment Industry

Improve operational efficiency, reduce costs, automate compliance, and provide full visibility into even the most complex corporate loans across all business units and back-end systems.
Ability to configure and change the workflow and add pricing strategies, user responsibilities and administrative override parameters.
Flexibility of choosing between on cloud, hosted and on premises deployment.

Solar Industry

Providing solar lenders with a dashboard of applications and the ability to make manual credit decisions.
Seamlessly support solar third-party integrations.
Whether solar lenders are making decisions in the field, or from the office, the platform responds with a fast and accurate decision.

Small Business Lending Industry

Allows small business institutions to accept, process and decision credit applications in a paperless mode, with a single data entry process.
Streamlines credit origination, approval, and monitoring, apart from integrating with legacy systems to help you leverage your existing investments.
A robust technology platform to provide your business with predefined processes that represent industry leading practices.

Student Loan Industry

Building integrated custom software solutions and components across the student lending spectrum to help differentiate your offering.
Streamlining your student loan certification and disbursement process by utilizing data-routing service providers and FAM integrators.
Implementing automated controls to ensure compliance with SCRA and other regulatory requirements.

Loan | Lease | Line Of Credit

Built on configurable processes for the complete lending lifecycle, including origination, servicing, collections and asset management.
Predefined finance processes with global best practices optimizing the customer experience.
Robust business rules engine for each business process adhering to the financial institution’s internal practices and policies.
Increase productivity with automated processes and transactions.
Improve customer experience with end-to-end capabilities in a single lending software platform.
Drive business growth with quick and easy launch of new products.
Deepen customer relationships by enabling employees to make timely decisions.
Enable comprehensive data capture for risk management and compliance.
Facilitate state and federal compliance through a purpose-built platform.