Loan Origination Software (LOS)

 Lease and loan origination software, powered by Oracle, customized for your unique lending business by DecisivEdge. 

A Lease and Loan Origination Software That's
Built for How You Lend.

In today’s fast-paced financial environment, efficiency, accuracy, and customer satisfaction are paramount.

But, many organizations are currently grappling with outdated systems that hinder growth and efficiency – including their lease and loan origination software.

Get a Visual Tour of the OFSLL Lease and Loan Origination Software

*Note: The visuals shown above use sample data for demonstration purposes.

Key Feature of Loan Origination Software Module

FeatureWhy It Works
1. End-to-end loan application processingCaptures full workflow from initiation to approval
2. Integrated credit bureau interfaceShows credit score integration and auto-decisioning support
3. Automated underwriting/decision rulesDisplays rules applied, approval/rejection, score overrides
4. Multi-product & co-applicant supportDemonstrates support for complex applications
5. Document management & checklist trackingVisually shows document uploads, tracking, compliance
6. Workflow & status trackingIdeal for showing automated progression
7. Custom pricing & offer managementGreat for highlighting configurable offer structures

DecisivEdge Addresses Your Loan Origination Software Challenges by Offering

Loan Origination Software by OFSLL - Regulatory Compliance

Compliance Built into Every Step.

Regulatory expectations are increasing across consumer, commercial, and equipment lending. Whether it’s KYC, UDAAP, TILA, or local leasing laws, we configure OFSLL to embed compliance directly into your origination workflows.

  • Automated disclosures and document generation
  • Built-in audit trails that track every data change and decision point
  • Configurable rules that evolve with changing regulations — without rewriting code

Improved CX - From Application to Approval.

Borrowers expect fast, seamless digital experiences — and lenders need tools to meet them there. Our customized origination workflows reduce friction at every touchpoint:

  • Pre-filled applications and omnichannel access (online, mobile, agent-assisted)
  • Instant or rules-based approvals for faster time-to-yes
  • Configurable notifications and follow-ups that keep applicants informed
Digitally Adept Loan Origination Software
Actionable Insights with OFSLL

Actionable Intelligence, Not Just Reports.

Most origination platforms capture data. Few help you use it. With OFSLL, we configure real-time dashboards and deep analytics across your origination funnel:

  • Monitor conversion rates, approval speed, and risk segmentation
  • Identify bottlenecks by team, product, or geography
  • Track credit performance by decision path to optimize underwriting rules

Key Benefits of Our Customized
OFSLL Loan Origination Software
Solution.

Case Study: DecisivEdge Modernizes an HVAC Lender’s Lending and Leasing Software Solution

HVAC Equipment Repair

Microf, a national HVAC lender was looking to replace its inflexible, limited leasing software to enable its growth and diversification plans. After an extensive search and vetting process, they selected DecisivEdge to help out.

Given the unique nature of the lender’s business, DecisivEdge had to heavily customize their OFSLL instance, providing over 50 enhancements. 

Results included almost immediate growth realization, a move away from manual process which in turn saved time and offered full regulatory compliance, as well as, freeing internal resources to now working on new financial products and improving their competitive position.

Industry-Specific Solutions for Enhanced Lending Performance.

Captive Finance
Captives need a customized lending and leasing solution that fits their unique business needs - not one that's retrofitted from their parent company. We can help set you on the right path.
Payday and BNPL Lenders
OFSLL is a unified loan management platform for the entire payday loan lifecycle that helps providers reduce risk and compliance.
Renewable Energy
Whether renewable energy lenders are making decisions in the field, or from the office, the OFSLL platform responds with a fast, compliant and accurate decision.

OFSLL's Integration Partners

Ready for a Customized Demo?