DecisivEdge™ offers Loan and Leasing Consulting and Technical Services that exceed the expectations of our diverse suite of financial clients. We are specialists in terms of providing scalability and end to end solutions, leading to improved lending operations and client satisfaction.

DecisivEdge™ unique consulting-technical service platform (LLaaS*) will significantly reduce process inefficiencies, resulting in lower costs and augmenting client focus on growing the business in an increasingly competitive and regulated environment.

*LLaaS is a simple, flexible, secure and  cost-effective software-services solution which leverages the powerful capabilities of the Oracle™ Lending and Leasing Platform.


Origination Module:

DecisivEdge™ unique consulting-technical service platform (LLaaS*) is powered by Oracle and selectively focuses on the client’s unique requirements through superior application of scalable, cost effective, and end-to-end capabilities; from origination to servicing and collections.

For a deeper dive into the Origination module, click on the following:

Servicing Module:

DecisivEdge™ unique consulting-technical service platform (LLaaS*) provides comprehensive servicing capabilities for loan, lease and line of credit products on a single platform, with three significant benefits – reduced operating costs, improved customer service and enhanced efficiency of your servicing operations.

For a deeper dive into the Servicing module, click on the following:

Collections Module:

DecisivEdge™ unique consulting-technical service platform (LLaaS*) includes comprehensive functionality to address specific “pain points” in the collection process such as bankruptcy, repossession, foreclosure or bad debt management; thereby reducing nonperforming assets and boost your bottom line.

For a deeper dive into the Collections module, click on the following:

Collections Module:


5 reasons to consider Lending and Leasing as a Service (Powered By Oracle):

  • Modular, integrated architecture: – The solution delivers full lending life-cycle industry specific capabilities that span Originations, Servicing and Collections. The modules can be implemented separately or as one unified solution.
  • Configurable, customer centric design: – The solution facilitates relationship management and cross-selling opportunities and its configurable design reduces time to market for new products and revenue opportunities.
  • IT friendly: – The solution can be implemented on-premise or as a hosted solution with a managed service arrangement. Customizations and integrations to other systems are easily facilitated through “exit” points in the extensibility layer.
  • Reduce Risk from Regulatory Requirements: – An end-to-end solution helps lenders maintain better control and reduce risk from increased regulation requirements.
  • Better Dealer Support and Improved Customer Experience: – With comprehensive functionality for dealers, the solution helps establish a closer tie between lenders and dealers to provide a seamless customer experience.
Oracle Gold Partner

DecisiveEdge™ should be considered if you in search of a new:

  • Auto Lending Software Solution, System or Platform
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  • Mobile Handset Lending Software Solution, System or Platform